دور البنوك الإسلامية في تمويل المؤسسات الصغيرة والمتوسطة

بلعيدي, الياس; قواسمي, بن علي

Veuillez utiliser cette adresse pour citer ce document : http://dspace.univ-tiaret.dz:80/handle/123456789/16604

Affichage complet

Élément Dublin Core	Valeur	Langue
dc.contributor.author	بلعيدي, الياس	-
dc.contributor.author	قواسمي, بن علي	-
dc.date.accessioned	2025-10-26T13:23:09Z	-
dc.date.available	2025-10-26T13:23:09Z	-
dc.date.issued	2025-06	-
dc.identifier.uri	http://dspace.univ-tiaret.dz:80/handle/123456789/16604	-
dc.description	This study aimed to explore the role of Islamic banks in financing small and medium-sized enterprises (SMEs), through a case study of Al Salam Bank in Algeria, in light of the financing challenges faced by these institutions and the lack of effective alternative sources of funding. The study adopted a descriptive and analytical methodology, using a questionnaire as the main tool for data collection. Questionnaires were distributed to a random sample of 37 employees from Al Salam Bank. The data was analyzed using the SPSS VR 21 software during the period from April to May 8, 2025. The results revealed that the bank’s employees hold positive attitudes toward Islamic finance and are aware of the importance of Islamic financing methods in supporting SMEs. The findings also showed a high level of satisfaction with the bank’s use of partnership contracts, sales-based contracts, and modern financing instruments, reflecting the effectiveness of these tools in meeting the needs of the target sector. The study recommends the adoption of a comprehensive national policy to activate Islamic financing aimed at SMEs, by establishing a structured legal framework, offering incentives to financial institutions to develop innovative Islamic financial products, focusing on raising awareness among entrepreneurs about Islamic finance, and providing alternatives to traditional collateral-based mechanisms	en_US
dc.description.abstract	هدفت هذه الدراسة إلى التعرف على دور البنوك الإسلامية في تمويل المؤسسات الصغيرة والمتوسرة، من خلال دراسة حالة بنك السام الجزائري، وذلك بالنظر إلى التحديات التمويلية التي تواجهها هذه المؤسسات، وغياب بدائل تمويل فعالة	en_US
dc.language.iso	other	en_US
dc.publisher	جامعة ابن خلدون-تيارت	en_US
dc.subject	تمويل إسلامي	en_US
dc.subject	بنوك الإسلامية	en_US
dc.subject	مؤسسات صغيرة ومتوسطة	en_US
dc.subject	صيغ حديثة للتمويل	en_US
dc.title	دور البنوك الإسلامية في تمويل المؤسسات الصغيرة والمتوسطة	en_US
dc.type	Thesis	en_US
Collection(s) :	Master

Fichier(s) constituant ce document :

Fichier	Description	Taille	Format
TH.M.GES.2025.42.pdf		2,43 MB	Adobe PDF	Voir/Ouvrir

Affichage abbrégé